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Address: 5488 E State Rd 46 Bloomington, IN. 47401
Phone: (812) 337-7637
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Wednesday, Nov 30th, 2016

Winter Fitness: Safety tips for exercising outdoors

Star Wars CostumesDressing in layers, protecting your hands and feet, and paying attention to the forecast can help you stay safe and warm while exercising outdoors in cold weather.

Frigid temperatures can discourage even the most motivated exercisers. Without motivation, it's easy to pack away your workout gear for the winter. But you don't have to let cold weather spell the end of your fitness routine. Try these tips for exercising during cold weather to stay fit, motivated and warm. .


Read the full article here...

Thursday, Oct 27th, 2016

Halloween Safety Guide

Star Wars CostumesAnytime a child has an accident, it's tragic. Having your child get hurt any day of the year would be horrible but the last thing that you want to happen is for your child to be hurt on a holiday, like Halloween. It would forever live in the minds of the child and family, ruining that special time of year.

Everyone wants to have a safe and happy Halloween for themselves, their guests and especially their children. Using safety tips and some common sense can help you make the most of your Halloween season, keeping it as enjoyable for your kids as it is for you! There are lots of simple ways to help keep your child safe on Halloween, when accidents and injuries are more likely to occur. The excitement of children and adults at this time of year can sometimes make them not as careful as they would normally be.

Read the full article here...

Thursday, Oct 13th, 2016

Defensive Driving: Left Turn Safety

No Left TurnGreg approached me the other day and told me about a person he used to work with. This guy would never make a left turn. He would turn right until he got to where he was going. I thought that was hilarious and it reminded me of the television show Mythbusters. They did a show based on the myth that delivery drivers, in urban areas, can be more efficient and save gas by only turning right. You can watch it here.

According to Mythbusters, delivery drivers can actually save gas by avoiding left turns. UPS programmed their trucks GPS systems to plan delivery routes mainly using right turns. But is there another reason to avoid left turns? Turns out, the person Greg used to work with wouldn't make left turns because he was in a terrible accident involving a left turn. Philadelphia Insurance Companies sent us over a brochure about left turn safety, and I thought I would share it with you.

Read the full article here...

Wednesday, Oct 5th, 2016

10 Tips for your next trip to the pumpkin patch

Pumpkin PatchWhen I was growing up, one of our family traditions was a trip to our local pumpkin patch. I always loved trying to find the best pumpkin, or at least one better than my brother’s. It was even more exciting when I found a pumpkin attached to a vine. This meant I could take my jackknife out of its holster and use it to cut the vine.

After finding the perfect pumpkin, we ventured into the store to buy caramel apples, homemade apple pies, and apple cider.

After a couple of hours, we jumped back into the family station wagon and headed home. Back in those days, there were no bounce houses, corn mazes, haunted houses, or pumpkin cannons. Just a good old-fashioned farm.

Read the full article here...

Thursday, Sep 22nd, 2016

Fall Home Safety

Fall SafetyHousehold safety tips change with the season

As days get shorter and nights get longer, our habits begin to change. Most of us typically spend more time hunkering down at home and less time frolicking at the beach. That usually means resuming favorite fall pastimes like huddling through football games on Friday nights and drinking hot cocoa on the sidelines of our little ones’ soccer games.

Arriving along with the season of autumn is a host of safety hazards we didn’t have to think about over the summer, creating the need for a little extra vigilance. As the temperatures drop and you settle in for the approaching cold spell, consider the following pointers for ensuring you and your family stay not just warm, but also safe!
Read the full article here...

Friday, Sep 9th, 2016

Teen Drivers: Get the Facts

Insurance KeysMotor vehicle crashes are the leading cause of death for U.S. teens. Fortunately, teen motor vehicle crashes are preventable, and proven strategies can improve the safety of young drivers on the road.

How big is the problem?

In 2013, 2,163 teens in the United States ages 16–19 were killed and 243,243 were treated in emergency departments for injuries suffered in motor vehicle crashes. That means that six teens ages 16–19 died every day from motor vehicle injuries.

Young people ages 15-24 represent only 14% of the U.S. population. However, they account for 30% ($19 billion) of the total costs of motor vehicle injuries among males and 28% ($7 billion) of the total costs of motor vehicle injuries among females.
Read the full article here...

Wednesday, Sep 7th, 2016

Avoid Water Damage: Inspect Plumbing Systems Now, Says IBHS

Insurance KeysDuring National Kitchen and Bath Month, the Insurance Institute for Business & Home Safety (IBHS) urges property owners to inspect interior plumbing components and complete preventive maintenance measures to reduce chances of interior water damage.

“Water damage in a kitchen or bathroom can lead to expensive repairs,” said Julie Rochman, IBHS president and CEO. “Inspecting plumbing and making any necessary repairs before small leaks become big ones will help avoid costly plumbing system failures.”

Read the full article here...

Wednesday, Aug 31st, 2016

Insuring Your Classic Car

Insurance KeysA classic, collectible or antique car is no ordinary car—and regular auto insurance is not sufficient to protect such a vehicle against damage or loss. Unlike everyday vehicles, which depreciate over time as you add miles to them, classic cars may, in fact, gain value over the years. Your insurance needs to match your special vehicle’s value—and you’ll need to adjust your coverage if its value appreciates.

The first step in insuring your classic car is for you and your insurer to reach an agreement on the value of the vehicle. This value will be specified in your policy and your car will be covered up to that value without depreciation.

Read the full article here...

Monday, Aug 22nd, 2016

BUY VS RENT? Either way homeowners (aka renters) insurance is needed!

Insurance KeysAs we recover from one of the worst national real estate markets on record, young millennials are again being enticed to buy homes. Mortgage rates remain low so data suggests it’s cheaper to buy a home than pay ever-increasing rents! But that decision isn’t always easy.

When deciding whether to buy or rent, there are many factors to consider, including, but not limited to, job stability, relocation, and relationships. When it comes to financing, costs associated with owning a home include the mortgage payment, property taxes, insurance, utilities, and maintenance – which, as many people know, can be never ending! And that’s not all. Many millennials graduate from college with thousands of dollars of debt.

Read the full article here...

Friday, Aug 19th, 2016

Healthy School Lunch Ideas & Packing Tips

Pokemon GoBefore I share these healthy school lunch ideas, I have a confession to make… Since we homeschool, this isn’t an area that I have daily experience with as I don’t need to pack lunches every single day (but much respect to all of you parents who do!).

Healthy School Lunch Suggestions

This year, we’ve made field trips a priority each week, so I have gotten a lot of experience packing lunches for 6-8 kids (we bring friends) at least once a week, sometimes more. In experimenting with packing these lunches, I’ve also realized how much time it saves when it is actually time to eat lunch, so I’ve also started “packing” lunches a few days a week for the kids to eat at home on our lunch break. Read the full article here...

Thursday, Aug 18th, 2016

Sleep tips: 7 steps to better sleep

Pokemon GoYou're not doomed to toss and turn every night. Consider simple tips for better sleep, from setting a sleep schedule to including physical activity in your daily routine.
Feeling crabby lately? Or simply worn out? Perhaps the solution is better sleep.

Think about all the factors that can interfere with a good night's sleep — from pressure at work and family responsibilities to unexpected challenges, such as layoffs, relationship issues or illnesses. It's no wonder that quality sleep is sometimes elusive. Read the full article here...

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We are an independent agency providing for all your insurance needs in one place. Our personnel brings over 84 years of combined experience to help you improve your insurance situations and fulfill your needs.
We are a member of the PROES Business Group. This association is a family of companies providing multiple avenues to make your life better. It brings business partners with the right background, experience and expertise to help you with your needs.
Each agent, servicing representative and owner’s philosophy is to combine quality, price, experience and service in every facet of your insurance purchasing experience. We strive to build long term relationships by meeting the needs of our clients.
The various backgrounds of our people help assure we can relate to your situation. Our goal is to help you have the right coverage, at the right price and be satisfied at the most important time – when you have a claim. We understand you are not buying insurance: you are buying piece of mind to protect yourself, your business and your family.